The EIB guarantees unlock additional financing for small- and medium-sized enterprises or mid-caps by covering a portion of possible losses from a portfolio of loans
Funded or unfunded guarantee structures can both be considered.
Credit risk protection and possible reduction of the portfolio’s economic capital allocation.
Tenor of the guarantee linked to the maturity profile of the underlying exposure.
The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.
Subordinated financing, funded or unfunded guarantees and contingent credit lines designed to enhance the credit quality/credit rating of the senior debt.